Services

Specialized in Purchase

HP Financial helps you secure the right mortgage for your new home. Whether you’re a first-time buyer or upgrading, our experts guide you through every step for a smooth purchase.

Refinance

Access your home’s equity with our refinancing solutions. Lower your interest rate, reduce monthly payments, or get extra cash for renovations or investments.

Debt Consolidation

Simplify your finances by combining multiple debts into one manageable payment. Save on interest and regain financial control with our tailored consolidation plans.

Bad Credits

Don’t let bad credit stop you from achieving your goals. We work with flexible lenders who understand your situation and can help you get approved, fast.

Consumer Proposal

If you’ve filed a consumer proposal, we can still help you rebuild and qualify for future lending. Our team offers practical solutions to improve your credit standing.

All kinds of Landing Approved

From mortgages to private loans, we handle all types of lending approvals. Our wide network of lenders ensures you get the best rates and terms for your needs.

In Ontario, private mortgages are an alternative for first-time buyers or investors who have encountered difficulties or have been disappointed by traditional lenders, such as banks or mortgage companies, due to a low or poor credit history. If you are looking for a private mortgage lender in Ontario, HP Financial Services' private mortgage brokers can connect you with a reputable pool of lenders.

Bad Credit Mortgage

Do banks and other financial organisations refuse to give you a mortgage despite your good credit? No worries—HP Financial's bad credit mortgage advisor can help our loyal customers find solutions. You can receive a mortgage with bad credit from numerous Ontario private mortgage, alternative, and B lenders.

First-Time Home Buyer in Ontario

Helping first-time homebuyers find the right incentives, programs, and discounts will allow them to make an informed decision and buy the house of their dreams. From completing paperwork to choosing the appropriate mortgage program, Haris Paracha of HP Financial can assist first-time home buyers in Ontario with all aspects of the mortgage process.

HELOC – Ontario

A home equity line of credit (HELOC) allows borrowers easy access to funds for big expenditures, home improvements, and unforeseen bills. When you borrow money from your HELOC, you only pay interest on the amount that you really spend. HPF provides affordable home equity loan solutions with terms that are tailored to each customer and can range from one to three years.

Commercial Brokerage

Because of how they are structured, commercial mortgages need specific information. A skilled broker must get through them all since there isn't a single underwriting process. Our expert commercial mortgage broker knows how to get funds by building good relationships with lenders. We make sure that your investment fits your goals by learning about each lender's requirements and getting the best terms. Get in touch with us to confidently move forward with your business idea.