Purchasing a home is one of the most important financial decisions you'll make. Haris Paracha, Mortgage Agent Level 1 with Mortgage Intelligence, provides personalized mortgage solutions to help home buyers across Ontario purchase their next home with confidence.
Buying a home is a significant milestone, and Haris Paracha, Mortgage Agent Level 1 with Mortgage Intelligence, is here to make the process simple and stress-free. Whether you’re purchasing your first home, upgrading, downsizing, or investing, you’ll receive personalized mortgage guidance tailored to your financial goals.
With access to 50+ trusted lenders, including major banks, credit unions, and alternative lenders, Haris helps clients across Ontario compare competitive mortgage options and secure the right financing with confidence.
Every home buyer has unique financial goals. Haris Paracha, Mortgage Agent Level 1 with Mortgage Intelligence provides personalized mortgage solutions and compares options from 50+ trusted lenders to help you secure competitive rates and the right financing.
Whether you’re a first-time buyer, self-employed, or have unique credit needs, you’ll receive expert guidance, transparent communication, and dedicated support from pre-approval to closing.
Book a complimentary mortgage consultation today.
Getting pre-approved is the first step toward buying your home. Haris Paracha, a Mortgage Agent Level 1 with Mortgage Intelligence (License #10428) helps you understand your budget, strengthen your buying position, and secure a competitive mortgage with confidence.
With Haris, you’ll:
Every home buyer has unique financial goals. Haris Paracha offers a range of purchase mortgage solutions to help you find the right financing for your needs.
With access to 50+ trusted lenders, Haris Paracha helps you compare mortgage options and choose the solution that best fits your homeownership goals.
Choosing the right mortgage means understanding the features that best support your financial goals. Haris Paracha helps you compare options and select the right mortgage with confidence.
Haris Paracha will explain each feature and help you select the mortgage that best fits your needs and homeownership goals.
To qualify for a purchase mortgage, lenders typically consider the following:
Not sure if you qualify? Haris Paracha will review your financial situation, explain your options, and help you prepare a strong mortgage application with confidence.
If you’re buying your first home, you may be eligible for government programs and rebates that can help reduce your upfront costs and make homeownership more affordable.
Haris Paracha will help you understand the available programs, determine your eligibility, and maximize the benefits available for your first home purchase.
When buying a property, you might wonder whether a mortgage, refinancing, or HELOC is right for you. Here’s the difference:
The amount you can borrow depends on three main factors:
Use our mortgage calculator or contact us directly for a personalized estimate.
| Benefits | Risks |
|---|---|
| Build equity while owning your home. | Market fluctuations may affect property values. |
| Take advantage of low mortgage rates. | Variable rates can increase over time. |
| Secure a long-term investment in Ontario’s growing housing market. | Missing payments could impact your credit score. |
Every mortgage solution has advantages and considerations. Haris Paracha helps clients understand their options so they can choose a mortgage that aligns with their financial goals and long-term plans.
As little as 5% for homes under $500,000. Larger homes require 10–20%
Yes. With access to private and alternative lenders, we can secure solutions even if your credit isn’t perfect.
Pre-approvals are usually within 24–48 hours, while final approvals can take a few days.
It depends on your comfort with risk. We’ll walk you through the pros and cons of each.

Mortgage Agent Level 1
Ontario Brokerage Licence: #10428
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Haris Paracha is a Mortgage Agent Level 1 with Mortgage Intelligence, helping clients across Ontario find personalized mortgage solutions with access to 50+ trusted lenders.
Mortgage Agent Level 1
Ontario Brokerage Licence #10428
Haris Paracha is a Mortgage Agent Level 1 licensed in Ontario and authorized to deal and trade in mortgages on behalf of Mortgage Intelligence, Brokerage Licence #10428. The information provided on this website is for general information purposes only and does not constitute financial or legal advice. Terms, conditions and lending criteria apply.